Category Archives: Saving Money

What determines the price of car insurance

If you are a car owner then you will know that the price of car insurance can vary wildly, often seemingly without reason. We know that each and every car insurance provider will charge a different fee, that is the same with businesses all over the world, but what is it exactly that affects these prices, and are we getting a raw deal on our car insurance prices? Let’s have a look at exactly what can affect the cost of car insurance.

A 2-minutes financial assessment

Depending on how you answer, it’ll mean you’re either a Warren Buffett, MC Hammer, or Macaulay Culkin, haha… At least according to who devised this fun little ditty.

Here we go…. Answer “Always”“Sometimes,” or “Never” for each of the following statements, and then see below for the answer key. Come on Warren Buffett, come on Warren Buffett!!

9 ways to watch free movies

Watching movies at home is something I love to do with my family when we’re not able to get outside or just want to relax. We often watch free movies online as a form of frugal entertainment that lets us enjoy a movie without spending a lot of money.

How to retire 15 years earlier

I wanted to further explain how low expenses lead to early retirement by taking a look at a case study.

Be a Super Saver

Let’s explore the lives of two fraternal twins, tragically torn apart at birth (not in the separating conjoined twins sense, but rather in the figurative sense).  To protect their true identities, I have carefully crafted cover identities.  Each sibling led similar lives.  They went to college, studied engineering and obtained good jobs right out of college at age 21 earning $60,000 per year.

A very good tool to manage your money-personal capital

I decided to take the plunge into the world of all-in-one personal finance and investing software.  Some folks use Quicken, Mint, or Wealthfront.  I looked at all of those, and tried some but they didn’t quite do what I wanted to do.  They were either too clunky, cumbersome and time consuming to use, or they didn’t get the investment management part done correctly.

Enter Personal Capital.  This is a slick web site that makes managing your finances and investments quicker, easier, and prettier.  All your credit cards, checking, banking, investments, 401k’s, IRA’s, and other accounts are in one place, conveniently summarized.

A good idea for Valentine’s Day


Valentine’s Day is here again and it is time to show off our plumage to keep the fire burning with our partner. But what is the best way to do that without breaking the bank? That is a very good question!


I know this may sound crazy but we associate food (and a few other things) with memories. So why not create some of your best memories together, as a couple, through food. Not only will you be creating lasting memories, but there are a few foods that are KNOWN for their aphrodisiac properties.

Why we shuould buy used cars

Buying a brand new car has to be one of the worst financial decisions a person can make. I’ve said this before and I continue to harp, even though I know it sounds a tad… oh what’s the word… hardline? Crazy? Like a frugal evangelist? Nevertheless, I persist because it’s one of those purchasing decisions with the power to impact your longterm financial health in a profoundly negative way.

Money saving websites

Swagbucks: Swagbucks is a company where you can earn free gift cards and cash for the things you normally do online, such as shopping, searching the web, and taking surveys. They give out 7,000 free gift cards every day. I’ve been using Swagbucks for years and it’s great!

My 27 Ways to Save Money


If you start following the suggestions on this list and start saving money, it’ll bring you very little joy unless you have a plan for the money you’re saving. In fact, it’ll likely feel like torture. So let’s start with making your plan. Let me ask you a few questions.

  1. What would you be doing with your life if money was no object? Where would you work, live? How would you contribute to making the world a better place?
  2. What would happen to your family/your life if your main source of income was suddenly stripped away via a job layoff or some other incident? Would you have enough to pay the bills? Would you be able to stay in your house?

Dreams and fear are the two biggest motivators most of us have, and we’re going to use those motivators to help you direct the money you’ll save with the tips in this post. Based on your answers to the above questions, I want you to list three to five financial goals that would help you calm the fears and achieve your dreams. I’ll give you an example of what we wrote when we first started on our financial freedom journey.

Some simple ways to save money fast

Need money fast? Saving money quickly is easier than you might think. Here are some top ways you can get some cash in the door:

Get selling

If you’re like most people, you probably have a bunch of junk collecting dust. But did you know that your junk could be worth a pretty penny? If you have designer clothes you no longer wear, electronics you no longer use, or antiques you’ve never liked, now is the time to list them on eBay or let your friends know you’re selling. Another option? Have a garage or yard sale and get rid of all of the things you no longer use. You’re likely to be surprised at how much you can make.

Play games at home

Most of us like hanging out at the casino– after all, there’s a reason why Vegas is so popular. But buying meals and drinks at casinos can soon add up, especially if you’re trying to save money. But what if you could win money playing your favourite games without having to leave the house? Now you can. Check out some of the many websites with casino games online and enjoy your favourite hobby without spending lots of money at the same time.

Make a budget

When was the last time you carefully considered your finances? If it has been a while, you may not be aware of just how much you’re spending- and how much you could save with a few little cuts. Make a list of your expenses, and look at what you’re spending on things like gym memberships, entertainment, and eating and drinking out. Look at where you wouldn’t mind making some changes- switch from eating out four times a week to two times a week, and you will have saved at least $400 in one month, assuming you only spend $50 on your meal including drinks and tip.

Get a side hustle

If you’re like most people, you probably have a few extra skills you could be making the most of. Whether you’re excellent at writing, love to edit, know how to code, or love designing, there is sure to be someone willing to pay for your skills.

Look at sites like and, talk to previous clients, and advertise your services with your friends and family members. Consider creating a website to advertise your services and to prove you’re serious.