Category Archives: Saving Money

How to easily refinance student loans

The average student loan refinance can save you up to $20,000 over the lifetime of the loan. Whether you owe $5,000 or $200,000, refinancing your student debt will likely save you a lot of money. If you took out a private loan and your interest rate is above 4% then you might be able to get a lower rate. Even you have both federal and/or private student loans then you can consolidate them, refinance, and get a better rate.

How to Select the Right Insurance Plan

When it comes to selecting the right insurance policy, many people often neglect the terms of that policy and sign it hastily.

So naturally, when it’s time to claim their coverage, they are baffled with the money that they get in return for their regular premiums.

MoneySavingPro-a used phone price comparison tool

In previous articles, i introduced The top five best sites to buy a used phone.If you find it too troublesome,here is a simple-MoneySavingPro has created this handy used phone price comparison tool.

You can compare live prices on refurbished phones from several sellers. They will also help you get the most cash for your old phone.

The top five best sites to buy a used phone

It’s 2018, and you’re in desperate need of a new phone. Unfortunately, a new flagship phone, like the Samsung Galaxy S9 Plus or the iPhone X, may cost around $1,000, which is becoming the norm. The MSRP values of cell phones are steadily climbing, and they, alongside ongoing cell phone plans, are wreaking havoc on your wallet.

What determines the price of car insurance

If you are a car owner then you will know that the price of car insurance can vary wildly, often seemingly without reason. We know that each and every car insurance provider will charge a different fee, that is the same with businesses all over the world, but what is it exactly that affects these prices, and are we getting a raw deal on our car insurance prices? Let’s have a look at exactly what can affect the cost of car insurance.

A 2-minutes financial assessment

Depending on how you answer, it’ll mean you’re either a Warren Buffett, MC Hammer, or Macaulay Culkin, haha… At least according to CO-OPCreditUnions.org who devised this fun little ditty.

Here we go…. Answer “Always”“Sometimes,” or “Never” for each of the following statements, and then see below for the answer key. Come on Warren Buffett, come on Warren Buffett!!

9 ways to watch free movies

Watching movies at home is something I love to do with my family when we’re not able to get outside or just want to relax. We often watch free movies online as a form of frugal entertainment that lets us enjoy a movie without spending a lot of money.

How to retire 15 years earlier

I wanted to further explain how low expenses lead to early retirement by taking a look at a case study.

Be a Super Saver

Let’s explore the lives of two fraternal twins, tragically torn apart at birth (not in the separating conjoined twins sense, but rather in the figurative sense).  To protect their true identities, I have carefully crafted cover identities.  Each sibling led similar lives.  They went to college, studied engineering and obtained good jobs right out of college at age 21 earning $60,000 per year.

A very good tool to manage your money-personal capital

I decided to take the plunge into the world of all-in-one personal finance and investing software.  Some folks use Quicken, Mint, or Wealthfront.  I looked at all of those, and tried some but they didn’t quite do what I wanted to do.  They were either too clunky, cumbersome and time consuming to use, or they didn’t get the investment management part done correctly.

Enter Personal Capital.  This is a slick web site that makes managing your finances and investments quicker, easier, and prettier.  All your credit cards, checking, banking, investments, 401k’s, IRA’s, and other accounts are in one place, conveniently summarized.

A good idea for Valentine’s Day

情人节刻字红色背景

Valentine’s Day is here again and it is time to show off our plumage to keep the fire burning with our partner. But what is the best way to do that without breaking the bank? That is a very good question!

VALENTINE’S DAY FOOD

I know this may sound crazy but we associate food (and a few other things) with memories. So why not create some of your best memories together, as a couple, through food. Not only will you be creating lasting memories, but there are a few foods that are KNOWN for their aphrodisiac properties.