Category Archives: Debt

5 Reasons why i love Amazon

From 2010 to 2017, we spent a total $13,000 on Amazon orders.

Never have I ever…

Remember that drinking game where every time you can’t answer “true” to the questions you have to take a shot?

And every time you look around you realize your friends are just as crazy as you are?

We’re gonna play this game today, only instead of alcohol we’re swapping in coffee (and instead of random sexual questions, we’re sticking to financial ones ;))

Close your door, make sure no one’s looking, and get that cup of hot Joe ready, baby!

Simplify Your Life With These Money Saving Tips

simplify your life

In a 2015 survey by the American Psychological Association, 64 percent of Americans feel that money causes stress.

Don’t let money stress you out! You can make a few simple changes to simplify your life.

Learning how to manage different areas of your life can be challenging, especially finances.

Read this guide with tips to simplify your life with these simple, yet effective, money saving tips.

All kinds of credit cards

I love credit cards. I love how the best credit cards allow my family and I to travel for free or pennies on the dollar. I love how through our normal, everyday spending we’re able to earn rewards that unlock doors of opportunity and make cherished lifetime memories possible. Many of those rewards allow us to travel or get cash back by something we’re doing anyway, so why not get something back? If you’re looking for a new credit card, I’ve made it simple for you by compiling some of the currently available offers.

Top 10 tips for your next frugal travel

Image result for travel

In my travels (pun intended) I’ve discovered ways to save money and time so I was able to enjoy every moment of our vacation. Enjoy the journey, from the planning to the final destination – the memories are priceless! Here are my top 10 thrifty travel tips … bon voyage!

Make your next trip easier

Travel is a lot of things: Rewarding, challenging, fun, but rarely easy (unless you’re a five-star traveller all the time). Even then, the most well-planned trips can fall apart. Luckily, there are a few things you can do to make travel smoother. Here are some top ways to make your next trip easier:

How to easily refinance student loans

The average student loan refinance can save you up to $20,000 over the lifetime of the loan. Whether you owe $5,000 or $200,000, refinancing your student debt will likely save you a lot of money. If you took out a private loan and your interest rate is above 4% then you might be able to get a lower rate. Even you have both federal and/or private student loans then you can consolidate them, refinance, and get a better rate.

How to Select the Right Insurance Plan

When it comes to selecting the right insurance policy, many people often neglect the terms of that policy and sign it hastily.

So naturally, when it’s time to claim their coverage, they are baffled with the money that they get in return for their regular premiums.

What determines the price of car insurance

If you are a car owner then you will know that the price of car insurance can vary wildly, often seemingly without reason. We know that each and every car insurance provider will charge a different fee, that is the same with businesses all over the world, but what is it exactly that affects these prices, and are we getting a raw deal on our car insurance prices? Let’s have a look at exactly what can affect the cost of car insurance.

A 2-minutes financial assessment

Depending on how you answer, it’ll mean you’re either a Warren Buffett, MC Hammer, or Macaulay Culkin, haha… At least according to CO-OPCreditUnions.org who devised this fun little ditty.

Here we go…. Answer “Always”“Sometimes,” or “Never” for each of the following statements, and then see below for the answer key. Come on Warren Buffett, come on Warren Buffett!!