Money saving websites

Money saving websites

I created these websites that I use and/or those I know are valuable. This way you can quickly find great products and services all in one place. You can save thousands of dollars all from one page! More »

Five proven ways to diversify your portfolio

Five proven ways to diversify your portfolio

The biggest mistake that you can make when it comes to building your wealth is to rely only on your own labor. Regardless of how talented you might be, regardless of how well paid you might be, and regardless of how hard working you might be, there is a limit to how many hours you can work in a day. So, the best model to follow when it comes to building wealth is to invest your money. Put your money to work for you, allowing it to grow more money. More »

How to retire 15 years earlier

How to retire 15 years earlier

I wanted to further explain how low expenses lead to early retirement by taking a look at a case study. More »

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How to use Amazon to save money on holiday gifts

I don’t know about you, but as our family keeps getting larger so does the cost of our holiday gifts. Due to this, we keep coming up with more and more creative ways to pile more presents under the tree for less. Sometimes, this can be tricky, since all of the kids want everything they see, plus we have family to buy for. And this doesn’t even include the food! But this year, we found yet another way to save money and keep below our budget.

Make extra money for Christmas and other holidays in 2018

After reading the title of this, I know what you’re thinking – but, it’s August! But, now is a great time to start preparing for the holidays, instead of waiting until November and December.

The fall and winter holidays can be so expensive. Between Thanksgiving, Christmas, and the many other holidays, the average person tends to spend around $1,000 just on gifts. This amount doesn’t even account for other holiday spending, such as travel costs, food, get togethers, decorations, and more.

A lot of you were wanting to know about the different ways to make extra income during the holidays, such as ways to make extra money for Christmas, for many different reasons: to increase your monthly income, to save more money, to help pay for holiday expenses, to have more holiday cash, and so on.

Make your next trip easier

Travel is a lot of things: Rewarding, challenging, fun, but rarely easy (unless you’re a five-star traveller all the time). Even then, the most well-planned trips can fall apart. Luckily, there are a few things you can do to make travel smoother. Here are some top ways to make your next trip easier:

How to Select the Right Insurance Plan

When it comes to selecting the right insurance policy, many people often neglect the terms of that policy and sign it hastily.

So naturally, when it’s time to claim their coverage, they are baffled with the money that they get in return for their regular premiums.

What determines the price of car insurance

If you are a car owner then you will know that the price of car insurance can vary wildly, often seemingly without reason. We know that each and every car insurance provider will charge a different fee, that is the same with businesses all over the world, but what is it exactly that affects these prices, and are we getting a raw deal on our car insurance prices? Let’s have a look at exactly what can affect the cost of car insurance.

Five proven ways to diversify your portfolio

The biggest mistake that you can make when it comes to building your wealth is to rely only on your own labor. Regardless of how talented you might be, regardless of how well paid you might be, and regardless of how hard working you might be, there is a limit to how many hours you can work in a day. So, the best model to follow when it comes to building wealth is to invest your money. Put your money to work for you, allowing it to grow more money.

How to retire 15 years earlier

I wanted to further explain how low expenses lead to early retirement by taking a look at a case study.

Be a Super Saver

Let’s explore the lives of two fraternal twins, tragically torn apart at birth (not in the separating conjoined twins sense, but rather in the figurative sense).  To protect their true identities, I have carefully crafted cover identities.  Each sibling led similar lives.  They went to college, studied engineering and obtained good jobs right out of college at age 21 earning $60,000 per year.

Technology changes personal investment

For decades, personal investment has taken one of two forms. Investors would either call brokers to order stocks, or simply purchase items—usually at auction—that they hoped would accrue value. Needless to say, we’ve come a long way in recent years. But modern technology is taking us even further.

Personal investment has already been transformed for the 21st century. And as more investors cotton on to the plethora of tech-based solutions at their fingertips, the landscape will only change even more.

A very good tool to manage your money-personal capital

I decided to take the plunge into the world of all-in-one personal finance and investing software.  Some folks use Quicken, Mint, or Wealthfront.  I looked at all of those, and tried some but they didn’t quite do what I wanted to do.  They were either too clunky, cumbersome and time consuming to use, or they didn’t get the investment management part done correctly.

Enter Personal Capital.  This is a slick web site that makes managing your finances and investments quicker, easier, and prettier.  All your credit cards, checking, banking, investments, 401k’s, IRA’s, and other accounts are in one place, conveniently summarized.

How about investing in bitcoin?

Right now no one seems to know what to do with bitcoin. The sensational jump in value that we saw late in 2017 is now behind us, and bitcoin has regressed to a more reasonable price (though is still worth about $8,000 more than it was a year ago). The shift has left many people divided between two camps: that which believes bitcoin has proven to be too risky to be a sound investment, and that which sees another boom coming in the near future.

Here we’ll explore the factors supporting the first camp, and specifically what some of the risks with bitcoin investment might be.