A Frugal Lifestyle – Simple living and financial independence
Money saving websites

Money saving websites

I created these websites that I use and/or those I know are valuable. This way you can quickly find great products and services all in one place. You can save thousands of dollars all from one page! More »

Five proven ways to diversify your portfolio

Five proven ways to diversify your portfolio

The biggest mistake that you can make when it comes to building your wealth is to rely only on your own labor. Regardless of how talented you might be, regardless of how well paid you might be, and regardless of how hard working you might be, there is a limit to how many hours you can work in a day. So, the best model to follow when it comes to building wealth is to invest your money. Put your money to work for you, allowing it to grow more money. More »

How to retire 15 years earlier

How to retire 15 years earlier

I wanted to further explain how low expenses lead to early retirement by taking a look at a case study. More »

6 best books for investing

6 best books for investing

A question I hear on a regular basis is: “what are the best investing books for beginners?” I’m always encouraged when I hear the question as it shows that the people asking want to learn how to invest and grow their wealth. More »

The best resources of dividend growth investing

The best resources of dividend growth investing

We all have to start somewhere. While there’s a plethora of resources out there for any interested parties, we’ve compiled here what we feel are the best resources available for someone just starting out on the journey to financial independence via living below your means and dividend growth investing. More »

 

Simplify Your Life With These Money Saving Tips

simplify your life

In a 2015 survey by the American Psychological Association, 64 percent of Americans feel that money causes stress.

Don’t let money stress you out! You can make a few simple changes to simplify your life.

Learning how to manage different areas of your life can be challenging, especially finances.

Read this guide with tips to simplify your life with these simple, yet effective, money saving tips.

5 investing steps for beginners with little money

Image result for investment with little moneyI always say the first thing you need to do if you want to start investing is to just jump in. However, what if you don’t really even know how to start investing?

Be happy today

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Are you still waiting for your circumstances to change before you’ll allow yourself to be happy? Most of us have preconceived ideas of what would make us happy, and we refuse to be satisfied until those things happen.

Cash back benefits

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Get cash back rewards when you shop for practically anything online and when you eat out at your favorite restaurants!

How to use Amazon to save money on holiday gifts

I don’t know about you, but as our family keeps getting larger so does the cost of our holiday gifts. Due to this, we keep coming up with more and more creative ways to pile more presents under the tree for less. Sometimes, this can be tricky, since all of the kids want everything they see, plus we have family to buy for. And this doesn’t even include the food! But this year, we found yet another way to save money and keep below our budget.

Make extra money for Christmas and other holidays in 2018

After reading the title of this, I know what you’re thinking – but, it’s August! But, now is a great time to start preparing for the holidays, instead of waiting until November and December.

The fall and winter holidays can be so expensive. Between Thanksgiving, Christmas, and the many other holidays, the average person tends to spend around $1,000 just on gifts. This amount doesn’t even account for other holiday spending, such as travel costs, food, get togethers, decorations, and more.

A lot of you were wanting to know about the different ways to make extra income during the holidays, such as ways to make extra money for Christmas, for many different reasons: to increase your monthly income, to save more money, to help pay for holiday expenses, to have more holiday cash, and so on.

All kinds of credit cards

I love credit cards. I love how the best credit cards allow my family and I to travel for free or pennies on the dollar. I love how through our normal, everyday spending we’re able to earn rewards that unlock doors of opportunity and make cherished lifetime memories possible. Many of those rewards allow us to travel or get cash back by something we’re doing anyway, so why not get something back? If you’re looking for a new credit card, I’ve made it simple for you by compiling some of the currently available offers.

Top 10 tips for your next frugal travel

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In my travels (pun intended) I’ve discovered ways to save money and time so I was able to enjoy every moment of our vacation. Enjoy the journey, from the planning to the final destination – the memories are priceless! Here are my top 10 thrifty travel tips … bon voyage!

Make your next trip easier

Travel is a lot of things: Rewarding, challenging, fun, but rarely easy (unless you’re a five-star traveller all the time). Even then, the most well-planned trips can fall apart. Luckily, there are a few things you can do to make travel smoother. Here are some top ways to make your next trip easier:

15 BEST MONEY MAKING APPS FOR 2018

It’s the end of the month and you are short some cash. Yikes! This article was specifically crafted to help YOU make money fast using online apps. By the end of the post, you will be prepared with 15 new strategies to make extra money with only a few clicks on your smartphone!